A renter’s guide to being financially responsible-ish.

Ask RPM: How Do I Save Money Without Feeling Miserable?

January loves a budget. Your bank account loves one too. Your spirit? Depends on how you do it.

At RPM, we believe saving money shouldn’t feel like punishment. You don’t need to cut joy – you need to cut the stuff you don’t even care about.

Here’s what RPM recommends:

1. Audit before you restrict

Cancel subscriptions you forgot existed. If you haven’t opened it since August, it’s done.

2. Pick one “no-spend” category

Coffee out. Late-night delivery. Random online shopping. Choose one villain, not all of them.

3. Make staying in appealing

Stock snacks you love. Upgrade your couch situation. Your apartment should feel like a destination, not a compromise.

4. Automate the boring stuff

Savings transfers. Rent reminders. The less you think about it, the more it works.

5. Leave room for joy

A budget with zero fun never survives. Plan for the things you look forward to.

Because saving money isn’t about deprivation – it’s about spending on purpose (and still enjoying your life). And if you’re looking for an apartment that fits your lifestyle and budget, you can explore RPM Living communities across the US.

– RPM